Udyogini Scheme Apply Online 2025

Udyogini Scheme Apply Online:- Udyogini Yojana has been launched to provide financial assistance to women to start their enterprises. Under this scheme, women can avail of loans, especially by applying for entrepreneurship in 88 small-scale industries. Its primary objective is to provide financial assistance (Udyogini Yojana Loan) to women and promote economic independence among women, especially women from economically deprived sections. Today we will tell you about how to apply online/offline under the Udyogini Scheme, its purpose, benefits, documents, eligibility, interest rates, List of Business Categories, etc. Stay tuned to the article till the end for more information.

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To promote women’s empowerment in India, the government has started the Udyogini scheme. Through this scheme, women will be provided loans at low interest rates to establish their self-employment. Udyogini Yojana Loan provides funds up to ₹3 lakhs to eligible women entrepreneurs from banks at nominal interest rates (10% – 12%) or in some cases it provides interest-free loans. Under this loan scheme, women entrepreneurs can apply for loans up to ₹3 lakh from specific banks to start or expand their business ventures. Under this scheme, beneficiaries can avail of business loans to start businesses in various sectors.

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Udyogini Scheme Apply Online Details in Highlights

Name	Udyogini Scheme Apply Online
Launched by	Government of India
Beneficiaries	women of the country
Objective	Providing loans to women entrepreneurs to start their ventures
Loan amount	Up to ₹3 lakhs
Year	2025
Application Process	Online/Offline
Official Website	Go to the bank’s Official website

The Objective of Udyogini Scheme

The main objective of this scheme is to provide loans to eligible women entrepreneurs including special categories or backward classes. So that they can start their own business and become self-reliant and empowered. Provide financial assistance under this scheme to eligible women entrepreneurs, especially women coming from special categories or economically disadvantaged backgrounds. To facilitate women entrepreneurs to access finance from banks and NBFCs to start/expand their enterprises.

Eligible banks under the Udyogini scheme

Karnataka State Women’s Development Corporation
Saraswat Bank
Punjab & Sind Bank
Bajaj Finserv

Udyogini Yojana Interest Rate

Depending on the bank/NBFC providing the loan under the Udyogini scheme, the loan interest rate may range between 10% to 12%. In special cases, i.e. disabled, widows, and other specific cases, zero interest is charged on the loan amount. Under this loan scheme, a subsidy of up to 30% on family income and loan repayment is also possible in some cases.

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Benefits & Features of Udyogini Scheme Apply Online 2025

Udyogini Yojana is an important government scheme to empower women entrepreneurs in India.
The scheme is specifically designed to empower women by encouraging entrepreneurship in 88 small-scale industries.
30% loan subsidy offered to women for loan repayment.
Udyogini Yojana Loan provides funds up to ₹3 lakh to eligible women entrepreneurs from banks at nominal interest rates (10% – 12%).
This scheme empowers poor women entrepreneurs to start businesses with financial assistance.
Under this scheme, beneficiaries can avail of business loans to start businesses in various sectors.
Through Udyogini Yojana, women will be able to become self-reliant and empowered.

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Eligibility Criteria

Applicant woman must be a citizen of India.
The age of the woman should be between 18 to 55 years.
The annual family income of the applicant should be less than Rs. 1.5 lakh.
Women belonging to Scheduled Caste/Scheduled Tribes and Other Backward Classes will be considered eligible for this scheme.
The business enterprise must fall within the 88 activity categories eligible under the scheme, including small-scale industry, manufacturing, trading, retail, self-employment and others.

Required Documents to Apply

Aadhar Card
Ration card or voter ID card.
Family’s annual income certificate.
Detailed Project Report (DPR) of the activity for which you want financial assistance.
Certificate regarding training or experience of the activity under which you want the financial assistance.
Caste certificate if you are an ST/SC applicant.
Quotations of machinery, equipment, and capital expenses.
Three colored passport-size photo

Steps to Apply Online for Udyogini Scheme 2025

1^st Step:- First of all, you have to go to the official website of the bank

2^nd Step:- On the website’s home page, you will have to click on the application link; now a new page will open in front of you.

3^rd Step:- On this page, you will have to enter the information asked in the application form.

4^th Step:- After that, CDPO will scrutinize your application and send it to the selection committee after spot verification.

5^th Step:- The process for a loan will begin once the application is reviewed and returned by the selection committee and all documents and project plans are ready.

6^th Stp:- After successful verification, they will send a request letter to the corporation for the release of the subsidy.

7^th Step:- The bank will release the loan amount once your loan application is approved.

8^th Step:- If application is made to purchase machinery/equipment, the deposit will be made directly into the applicant’s account or into the account of the vendor/supplier.

Udyogini Scheme 2025 Apply Offline

1^st Step:- First, you have to go to the Deputy Director (CDPO) or your nearest bank.

2^nd Step:- After that, you have to get the application form for a loan under the Udyogini Scheme

3^rd Step:- All the information asked in the application form has to be entered carefully.

4^th Step:- After that, the demand documents must be attached to the application form.

5^th Step:- After entering all the information, you must submit this application form (CDPO) or go to the bank.

6^th Step:- The Corporation will be requested to release funds once the application is verified, approved, and processed.

7^th Step:- The sanctioned amount is sent either directly to the applicant’s bank account or to the supplier/vendor, as the case may be.

Contact Details

Helpline Number:- +91-9319620533

FAQs

Who is eligible for the Udyogini scheme?

Disabled, Dalits and widows are eligible for interest-free loans under the Udyogini scheme.

What is the interest rate for Udyogini Yojana?

Under this scheme, women from other categories have to pay 10% to 12% interest on the loan amount.

Which bank is using the Udyogini scheme?

You can avail the benefits of the Udyogini Scheme from various commercial banks, private banks, regional rural banks (RRBs), district co-operative banks, and non-banking financial institutions.

What is the objective of the Udyogini Scheme?

Udyogini Scheme aims to facilitate access to finance from banks and NBFCs to women entrepreneurs to start/expand their enterprises.

Important Links

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Udyogini Scheme Apply Online 2025 – Complete Guide, Eligibility and Benefits